Top 5 Mint Alternatives : Budgeting Tools to Try Instead

About Mint

Mint, also known as Intuit Mint, is a personal financial management website and mobile app. It lets you connect to your online financial accounts, check your credit score, and get a good estimate of your net worth, among many other things at one place. Mint automatically puts your spending into budget categories. You can personalize these unlimited categories. You can also set limits for the expense. Mint notifies you when you are near to the limit or have crossed it. Mint is designed to be a read-only service, which means you can't transfer money back and forth between accounts.

Mint is impressive in many ways, including the fact that it tracks just about everything on your behalf. It is reviewed as easy to use and much more reliable than other apps. Mint app is free. Mint is available for iOS and Android. Mint closely guards user information through the latest security measures, including strong encryption, multi-factor authentication, and other security protocols. The app is free for the first 14 days and then costs $8/month for access to the full suite of money management features. Mint app is available for iOS and Android.

5 Mint Alternatives

There are many personal finances and personal budgeting apps like Mint. Here we have chosen the 5 best Alternatives to Mint for you.

  1. PocketGuard
  2. Personal Capital
  3. YNAB
  4. Digit
  5. Banktivity

1. PocketGuard

PocketGuard is a free budgeting app. You can connect your bank accounts, credit cards, loans, and investments and track bills. With that intel, the app shows how much you have left to spend after setting aside funds for necessities, bills, and goals. The app uses an algorithm to track your income, expenses, and savings goals to tell you how much you can spend every day. PocketGuard is designed for consumers aiming to better control their spending and save more money each month. PocketGuard is equipped with 256-bit SSL encryption. Users can create savings goals and track investments with this app. PocketGuard starts free. Premium pricing starts at $7.99 per month. PocketGuard app is available for iOS and Android.

2. Personal Capital

Personal Capital is an online financial advisor and personal wealth management company. This app lets you Take control of your finances with Personal Capital's finance tools. With this app, you can see all your accounts in one place—bank accounts, stocks, retirement funds, and your investments. The Personal Capital app has a Cash Flow graph that allows you to see your total income and total expenses across all of your accounts, month over month. This app also builds, manages, and forecasts your retirement in one convenient place with your Retirement Planner. This is a great app for being free. And the privacy policy says it doesn't sell your info. Personal Capital has apps for iOS and Android.

3. You Need a Budget

You Need A Budget (YNAB) is another popular budgeting app. It has features like Bank Sync, Real-Time Expense Tracking, Loan Calculator Goal Tracking, and more. This app follows the zero-based budgeting system, which has you make a plan for every dollar you earn. YNAB allows you to link your checking and savings accounts, as well as credit cards and loans. The Mint and the YNAB both apps are similar, Mint is free and better for those who want automated budgeting options. On the other hand, YNAB works best for users who want to take a more active role in their finances and are willing to pay for the service. YNAB has apps for iOS and Android.

4. Digit

Digit is a personal finance app that helps you save money, budget, invest, and pay off debt. It helps you get results and reach your money goals and Improve your financial health. Digit helps you pay off debts faster, reduce overdraft fees, and helps save you interest. Pay down credit card debt and student loan debt, without the need for a budget. Digit is free for 30 days, then just $5/month, and can be canceled anytime. Digit is legit. They keep your money and personal info safe and offer a valuable service that will benefit many people. Digit app is available for iOS and Android.

5. Banktivity

Banktivity is a suite of macOS/iOS Proactive Money Management tools that help you plan, save, invest and spend. offers “Quick Reports” that are easy-to-use summaries of your spending. These reports are customizable and easy to save. All transmissions from Banktivity that pass through our servers are secure internally and from any external access. Banktivity's budgeting tools help you to set saving and proactive spending goals. By giving yourself available cash for specific purposes, Envelope Budgeting lets you assign money to different categories. And any money not spent can be carried carry over into your savings. You can try the Banktivity apps for free for 30 days. After 30 days, your credit card will be billed based on the selected tier (bronze, silver or gold).

FAQ

What features to look for in Mint alternatives?

When looking for Mint alternatives, you should look for features such as budgeting tools, transaction categorization, investment tracking, account syncing, and user-friendly interfaces.

Is Mint still the best budgeting tool?

Mint is a popular budgeting tool, but whether it is the "best" depends on your individual needs and preferences. There are several other budgeting tools available with unique features and benefits, so it's worth exploring different options to find the best fit for you.

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