Top 5 Budget Apps 2022

What is the best free budget app?What is the best simple budget app?What is the safest budget app?

About Budget Apps

Budgeting apps help you manage your finance. These apps connect all your bank accounts and credit card in one place and track your income and expenses throughout the month. They have advanced features like categorizing expenses, creating savings, and more. Budgeting apps are best for keeping you out of debt and getting a healthier financial situation.

There are many budgeting apps available. Most apps are simple and save time as you can avoid using spreadsheets. Some apps offer exclusive tools to keep financial history, plan and budget a period (week, month, or year). You might look at the ease of use, affordability, and features of an app before choosing one for you.

5 Best Budgeting Apps

Here we have created a list of the best budgeting apps with all their best features and functionalities with pricing. Let us take a look at the list.

1. PocketGuard

PocketGuard is a free budgeting app. You can connect your bank accounts, credit cards, loans, and investments and track bills. With that intel, the app shows how much you have left to spend after setting aside funds for necessities, bills, and goals. The app uses an algorithm to track your income, expenses, and savings goals to tell you how much you can spend every day. PocketGuard is designed for consumers aiming to better control their spending and save more money each month. PocketGuard is equipped with 256-bit SSL encryption. Users can create savings goals and track investments with this app. PocketGuard starts free. Premium pricing starts at $7.99 per month. PocketGuard app is available for iOS and Android.

2. You Need a Budget

You Need A Budget (YNAB) is another popular budgeting app. It has features like Bank Sync, Real-Time Expense Tracking, Loan Calculator Goal Tracking, and more. This app follows the zero-based budgeting system, which has you make a plan for every dollar you earn. YNAB allows you to link your checking and savings accounts, as well as credit cards and loans. YNAB says new budgeters typically save $600 in their first two months and more than $6,000 in their first year. It also offers educational resources, such as budgeting advice and 100+ free workshops offered every week. YNAB app is available for both iOS and Android. YANB app is free for 34 Days. After that, it costs $14.99 per month or $98.99 per year.

3. Mint

Mint is a popular free online personal finance app. It offers an array of features to help you track and manage your money from a giant list of banks, credit card issuers, brokerages, lenders, and other financial institutions. Mint automatically puts your spending into budget categories. You can personalize these unlimited categories. You can also set limits for the expense. Mint notifies you when you are near to to the limit or have crossed it. Mint is impressive in many ways, including the fact that it tracks just about everything on your behalf. It is reviewed as easy to use and much more reliable than other apps. Mint app is free. Mint is available for iOS and Android.

4. Honeydue

Honeydue is the simplest way for couples to manage money, together. Both partners can sync bank accounts, credit cards, loans, and investments. You can also choose what accounts you want to share. The app is divided into three parts: each partner’s expenses, plus an “all” section where shared transactions appear. Each person can label expenses as an individual expense or a shared expense, like rent or subscription services. Security features of the Honeydue app include data encryption, Touch ID, and multi-factor authentication. Honeydue is a free app and is available for iOS and Android.

5. Wallet: Budget Expense Tracker

Wallet: Budget Expense Tracker is a personal finance manager app. It helps save money, plan, and see all your finances in one place. It has features like Automatic Bank Updates, Flexible Budgets, Insightful reports, Planned Payments, Shared selected accounts, Imports or Manual Updates, and more. Whatever it is you need to accomplish, from paying off debt to buying a car or saving for retirement, this budgeting app offers the flexibility to meet your goals and cleverly react to any changing financial circumstances. Wallet: Budget Expense Tracker allows you to see your finances your way: anywhere, any time. Wallet: Budget Expense Tracker is a free app. It has in-app purchases ranging from $.90-$100 per item. Wallet: Budget Expense Tracker app is available for iOS and Android.

Thanks for reading.